Visualizing Credit Trends and Loan Approval Insights Across the U.S.
In today's world, creditworthiness plays a critical role in determining opportunities. Whether it's buying a home, securing a loan, or building a future, understanding credit data empowers people to make better financial decisions. We built CreditCanvas because we believe transparency in financial trends should be accessible and intuitive. Our goal was to transform raw state-level data into engaging, meaningful visualizations that tell a story about regional credit health and borrowing outcomes. By combining thoughtful data design with predictive modeling, we hope to bring clarity to a complex system and help users explore how where they live might shape their financial journeys.
This interactive map displays the average credit and income profile of each U.S. state. Hover over any state to see its average FICO credit score, average annual income, credit card debt, and debt-to-income ratio. The color of each state reflects its average FICO score, ranging from lower scores in red to higher scores in green. This gradient helps you quickly understand which states are facing greater credit challenges and which are performing more strongly. Use this view to explore financial disparities across regions and gain insights into the credit behavior of residents by state.
This tool estimates your chances of getting a loan approved based on your personal and financial profile. It considers factors such as your income, credit score, outstanding debt, and demographic information. Enter your information below and click "Predict Loan Approval" to see your predicted approval probability visualized on a speedometer-style gauge. This can help you understand how lenders might view your application and what adjustments could improve your chances.
This tool considers factors such as income, expenses, previous credit history, and debt to predict the relative range of your score. Enter your information below and click "Predict Credit" to see your predicted credit score visualized on a speedometer-style gauge. For privacy reasons, your exact score won't be displayed, but you will have an indication of what "range" your score is in.
This scatterplot visualizes the relationship between individuals' credit scores, annual incomes, and their loan approval outcomes. Each dot represents a sample individual. Green dots indicate approved loans and red dots indicate rejections. By analyzing the distribution, you can observe how credit score and income influence approval likelihoods. Use this chart to understand broader patterns and potentially identify thresholds or tipping points in financial profiles that impact lending decisions.